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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,389 | $88,710-7.1% | $81,783+0.7% | $145,959-43.6% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.4%+0.4pp | 80.3%-7.6pp |
| Annual return | 13.21% | 1027.26%-1014.1pp | 775.05%-761.8pp | 561.95%-548.7pp |
| Employer contribution / active EE | $2,162 | $3,083-29.9% | $2,913-25.8% | $4,661-53.6% |
| Participant deferral / active EE | $4,778 | $4,645+2.9% | $4,320+10.6% | $6,689-28.6% |
| Admin fee / account holder | $839 | $8,407-90.0% | $7,380-88.6% | $13,398-93.7% |