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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,920 | $92,684-42.9% | $82,706-36.0% | $134,509-60.7% |
| Participation rate | 55.6% | 75.2%-19.6pp | 72.6%-17.0pp | 81.2%-25.7pp |
| Annual return | -17.74% | 945.84%-963.6pp | 701.76%-719.5pp | 418.13%-435.9pp |
| Employer contribution / active EE | $2,340 | $3,272-28.5% | $3,007-22.2% | $4,741-50.6% |
| Participant deferral / active EE | $4,852 | $4,800+1.1% | $4,394+10.4% | $6,400-24.2% |
| Admin fee / account holder | $1,595 | $5,982-73.3% | $5,329-70.1% | $11,427-86.0% |