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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,704 | $97,125-83.8% | $86,233-81.8% | $137,256-88.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.50% | 74.19%-63.7pp | 61.39%-50.9pp | 220.34%-209.8pp |
| Employer contribution / active EE | $1,122 | $2,841-60.5% | $2,504-55.2% | $4,156-73.0% |
| Participant deferral / active EE | $8,911 | $5,180+72.0% | $4,559+95.4% | $6,407+39.1% |
| Admin fee / account holder | $10,142 | $9,725+4.3% | $8,342+21.6% | $12,270-17.3% |