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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,439 | $109,372-96.9% | $89,414-96.2% | $158,966-97.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 0.00% | 345.55%-345.6pp | 245.50%-245.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $963 | $3,171-69.6% | $2,586-62.8% | $4,762-79.8% |
| Participant deferral / active EE | $6,565 | $4,598+42.8% | $3,890+68.8% | $5,983+9.7% |
| Admin fee / account holder | $559 | $6,156-90.9% | $4,883-88.6% | $11,250-95.0% |