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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,174 | $110,629-89.9% | $80,784-86.2% | $167,553-93.3% |
| Participation rate | 62.5% | 64.0%-1.5pp | 54.2%+8.3pp | 82.1%-19.6pp |
| Annual return | 15.73% | 120.58%-104.8pp | 87.31%-71.6pp | 478.89%-463.2pp |
| Employer contribution / active EE | $909 | $1,543-41.1% | $1,160-21.6% | $4,840-81.2% |
| Participant deferral / active EE | $2,730 | $2,871-4.9% | $2,145+27.2% | $6,343-57.0% |
| Admin fee / account holder | $1,680 | $4,547-63.0% | $3,380-50.3% | $12,316-86.4% |