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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,135 | $81,668-75.3% | $58,507-65.6% | $139,487-85.6% |
| Participation rate | 33.3% | 61.3%-28.0pp | 50.9%-17.5pp | 80.3%-47.0pp |
| Annual return | 51.23% | 7430.07%-7378.8pp | 4252.32%-4201.1pp | 373.84%-322.6pp |
| Employer contribution / active EE | $587 | $1,398-58.0% | $1,053-44.3% | $4,755-87.7% |
| Participant deferral / active EE | $1,611 | $2,554-36.9% | $1,922-16.2% | $6,713-76.0% |
| Admin fee / account holder | $535 | $3,212-83.3% | $2,486-78.5% | $11,407-95.3% |