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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,615 | $108,285-92.0% | $77,552-88.9% | $158,982-94.6% |
| Participation rate | 40.0% | 64.4%-24.4pp | 54.2%-14.2pp | 82.0%-42.0pp |
| Annual return | 20.20% | 31.69%-11.5pp | 54.82%-34.6pp | 302.99%-282.8pp |
| Employer contribution / active EE | $591 | $1,325-55.4% | $987-40.1% | $4,763-87.6% |
| Participant deferral / active EE | $1,457 | $2,455-40.7% | $1,861-21.7% | $5,983-75.6% |
| Admin fee / account holder | $2,181 | $3,709-41.2% | $2,859-23.7% | $11,252-80.6% |