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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Service code 55 · EIN 26-4310632 | Other Commissions | $18,403 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,113 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 55 · EIN 23-2384840 | Other Commissions | $1,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,057 | $73,638-42.9% | $95,960-56.2% | $73,493-42.8% |
| Participation rate | 56.8% | 76.2%-19.3pp | 77.1%-20.3pp | 70.7%-13.9pp |
| Annual return | 14.41% | 16.78%-2.4pp | 91.63%-77.2pp | 28.51%-14.1pp |
| Employer contribution / active EE | $1,176 | $1,863-36.9% | $2,541-53.7% | $2,270-48.2% |
| Participant deferral / active EE | $3,445 | $3,617-4.8% | $4,167-17.3% | $3,740-7.9% |
| Admin fee / account holder | $57 | $482-88.1% | $6,797-99.2% | $513-88.9% |