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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $13,595 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,613 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 99 HARBORSIDE FINANCIAL CTR · JERSEY CITY, FL 07311 | Other Fees | $0 |
NATIONAL FINANCIAL SERVICES2 years Filed as: NATIONAL FINANCIAL SERVICES LLC Service code 61 · EIN 04-3523567 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,397 | $64,909-33.1% | $82,312-47.3% | $62,293-30.3% |
| Participation rate | 60.6% | 74.9%-14.3pp | 76.9%-16.3pp | 69.5%-8.9pp |
| Annual return | 18.00% | 21.18%-3.2pp | 25.88%-7.9pp | 28.90%-10.9pp |
| Employer contribution / active EE | $1,470 | $1,676-12.3% | $2,428-39.4% | $2,042-28.0% |
| Participant deferral / active EE | $4,680 | $3,103+50.8% | $3,706+26.3% | $3,169+47.7% |
| Admin fee / account holder | $87 | $440-80.2% | $5,608-98.4% | $479-81.9% |