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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,814 | $54,320-52.5% | $67,652-61.8% | $52,331-50.7% |
| Participation rate | 57.3% | 73.6%-16.3pp | 75.7%-18.4pp | 68.1%-10.8pp |
| Annual return | 2.66% | 6.81%-4.2pp | 6625.40%-6622.7pp | 4.54%-1.9pp |
| Employer contribution / active EE | $1,206 | $1,544-21.9% | $2,266-46.8% | $1,882-35.9% |
| Participant deferral / active EE | $3,329 | $2,950+12.8% | $3,560-6.5% | $3,022+10.2% |
| Admin fee / account holder | $2,430 | $527+361.6% | $4,821-49.6% | $592+310.8% |