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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,665 | $175,231+38.5% | $149,696+62.1% | $139,466+74.0% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 14.48% | 166.77%-152.3pp | 134.46%-120.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $8,000 | $5,478+46.0% | $4,821+65.9% | $4,754+68.3% |
| Participant deferral / active EE | $6,601 | $6,521+1.2% | $5,682+16.2% | $6,712-1.6% |
| Admin fee / account holder | $7,924 | $16,155-51.0% | $13,212-40.0% | $11,409-30.5% |