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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,481 | $209,422-1.9% | $178,503+15.1% | $158,982+29.2% |
| Participation rate | 94.7% | 86.4%+8.4pp | 81.9%+12.8pp | 82.0%+12.8pp |
| Annual return | 16.40% | 188.81%-172.4pp | 151.12%-134.7pp | 302.99%-286.6pp |
| Employer contribution / active EE | $5,263 | $5,707-7.8% | $5,011+5.0% | $4,763+10.5% |
| Participant deferral / active EE | $5,757 | $5,955-3.3% | $5,202+10.7% | $5,983-3.8% |
| Admin fee / account holder | $2,900 | $17,079-83.0% | $13,987-79.3% | $11,252-74.2% |