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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,681 | $167,362+21.7% | $143,799+41.6% | $134,532+51.4% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -14.93% | 0.47%-15.4pp | -0.04%-14.9pp | 418.27%-433.2pp |
| Employer contribution / active EE | $6,667 | $5,620+18.6% | $4,952+34.6% | $4,741+40.6% |
| Participant deferral / active EE | $5,169 | $6,447-19.8% | $5,638-8.3% | $6,401-19.2% |
| Admin fee / account holder | $4,229 | $18,094-76.6% | $14,677-71.2% | $11,429-63.0% |