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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,335 | $180,459-27.2% | $154,108-14.8% | $135,380-3.0% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -4.15% | 888.21%-892.4pp | 735.21%-739.4pp | 519.81%-524.0pp |
| Employer contribution / active EE | $9,375 | $6,035+55.3% | $5,298+77.0% | $4,779+96.2% |
| Participant deferral / active EE | $6,325 | $5,806+8.9% | $5,081+24.5% | $5,609+12.8% |
| Admin fee / account holder | $53,927 | $16,145+234.0% | $13,411+302.1% | $10,828+398.0% |