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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,578 | $75,832-78.1% | $147,617-88.8% | $59,633-72.2% |
| Participation rate | 94.1% | 71.6%+22.6pp | 84.6%+9.5pp | 68.7%+25.4pp |
| Annual return | -5.04% | 0.37%-5.4pp | 61.98%-67.0pp | 2041.45%-2046.5pp |
| Employer contribution / active EE | $1,918 | $3,485-45.0% | $5,564-65.5% | $2,203-12.9% |
| Participant deferral / active EE | $2,792 | $3,131-10.8% | $4,895-43.0% | $3,192-12.5% |
| Admin fee / account holder | $9,903 | $5,986+65.4% | $11,612-14.7% | $4,297+130.5% |