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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,361 | $181,896-87.2% | $156,551-85.1% | $273,972-91.5% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 6.89% | 30.74%-23.9pp | 32.23%-25.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,701 | $6,248-72.8% | $5,501-69.1% | $4,869-65.1% |
| Participant deferral / active EE | $3,225 | $5,550-41.9% | $4,871-33.8% | $5,287-39.0% |
| Admin fee / account holder | $1,293 | $15,560-91.7% | $13,028-90.1% | $10,133-87.2% |