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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,032 | $75,962-61.8% | $154,111-81.2% | $64,173-54.8% |
| Participation rate | 80.8% | 70.4%+10.4pp | 83.0%-2.3pp | 69.6%+11.2pp |
| Annual return | -8.86% | 30.32%-39.2pp | 735.18%-744.0pp | 7.63%-16.5pp |
| Employer contribution / active EE | $1,879 | $3,350-43.9% | $5,298-64.5% | $2,381-21.1% |
| Participant deferral / active EE | $3,245 | $3,175+2.2% | $5,081-36.1% | $3,470-6.5% |
| Admin fee / account holder | $1,057 | $5,589-81.1% | $13,411-92.1% | $4,887-78.4% |