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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,740 | $154,754-60.8% | $124,206-51.1% | $138,895-56.3% |
| Participation rate | 85.7% | 75.5%+10.2pp | 69.6%+16.1pp | 79.9%+5.8pp |
| Annual return | 15.12% | 709.28%-694.2pp | 515.27%-500.2pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,604 | $4,446-41.4% | $3,540-26.4% | $4,194-37.9% |
| Participant deferral / active EE | $7,251 | $4,621+56.9% | $3,968+82.8% | $6,396+13.4% |
| Admin fee / account holder | $2,627 | $6,690-60.7% | $5,929-55.7% | $12,562-79.1% |