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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,959 | $176,402-74.5% | $134,162-66.5% | $158,966-71.7% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | -5.08% | 63.66%-68.7pp | 36.35%-41.4pp | 302.95%-308.0pp |
| Employer contribution / active EE | $970 | $5,042-80.8% | $3,705-73.8% | $4,762-79.6% |
| Participant deferral / active EE | $1,421 | $4,093-65.3% | $3,500-59.4% | $5,983-76.2% |
| Admin fee / account holder | $50,000 | $8,719+473.5% | $6,685+647.9% | $11,250+344.4% |