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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,650 | $169,237-76.0% | $129,339-68.6% | $145,978-72.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 22.11% | 14364.43%-14342.3pp | 9437.05%-9414.9pp | 550.52%-528.4pp |
| Employer contribution / active EE | $3,067 | $5,540-44.6% | $4,154-26.2% | $4,662-34.2% |
| Participant deferral / active EE | $9,016 | $4,991+80.6% | $4,170+116.2% | $6,690+34.8% |
| Admin fee / account holder | $3,526 | $9,882-64.3% | $7,668-54.0% | $13,400-73.7% |