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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,186 | $183,516+13.4% | $155,534+33.9% | $145,884+42.7% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 10.44% | 61.43%-51.0pp | 64.92%-54.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $1,078 | $5,315-79.7% | $4,675-76.9% | $4,662-76.9% |
| Participant deferral / active EE | $5,348 | $6,467-17.3% | $5,630-5.0% | $6,690-20.1% |
| Admin fee / account holder | $950 | $19,293-95.1% | $15,900-94.0% | $13,392-92.9% |