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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,276 | $202,345+11.3% | $172,755+30.4% | $152,885+47.4% |
| Participation rate | 40.0% | 87.1%-47.1pp | 82.6%-42.6pp | 82.5%-42.5pp |
| Annual return | 2147.37% | 1029.77%+1117.6pp | 802.94%+1344.4pp | 345.39%+1802.0pp |
| Employer contribution / active EE | $1,239 | $5,858-78.8% | $5,144-75.9% | $4,763-74.0% |
| Participant deferral / active EE | $6,429 | $5,948+8.1% | $5,198+23.7% | $5,851+9.9% |
| Admin fee / account holder | $716 | $17,111-95.8% | $13,955-94.9% | $11,598-93.8% |