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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,113 | $150,412-87.3% | $120,574-84.1% | $145,884-86.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 14.56% | 154.50%-139.9pp | 107.42%-92.9pp | 551.85%-537.3pp |
| Employer contribution / active EE | $3,270 | $4,355-24.9% | $3,471-5.8% | $4,662-29.9% |
| Participant deferral / active EE | $5,204 | $6,175-15.7% | $4,996+4.2% | $6,690-22.2% |
| Admin fee / account holder | $7,926 | $12,224-35.2% | $9,445-16.1% | $13,392-40.8% |