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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,327 | $129,959-92.8% | $104,301-91.1% | $134,509-93.1% |
| Participation rate | 94.1% | 79.5%+14.6pp | 73.3%+20.8pp | 81.2%+12.9pp |
| Annual return | -6.83% | 42.04%-48.9pp | 24.61%-31.4pp | 418.13%-425.0pp |
| Employer contribution / active EE | $3,133 | $4,185-25.1% | $3,373-7.1% | $4,741-33.9% |
| Participant deferral / active EE | $5,583 | $5,589-0.1% | $4,626+20.7% | $6,400-12.8% |
| Admin fee / account holder | $2,247 | $9,325-75.9% | $7,340-69.4% | $11,427-80.3% |