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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,849 | $110,801-19.8% | $86,868+2.3% | $167,518-47.0% |
| Participation rate | 66.7% | 75.8%-9.1pp | 71.6%-5.0pp | 82.1%-15.4pp |
| Annual return | 13.97% | 117.00%-103.0pp | 63.53%-49.6pp | 478.71%-464.7pp |
| Employer contribution / active EE | $7,139 | $3,245+120.0% | $2,496+186.0% | $4,838+47.5% |
| Participant deferral / active EE | $14,378 | $4,547+216.2% | $3,699+288.7% | $6,342+126.7% |
| Admin fee / account holder | $0 | $8,417-100.0% | $5,829-100.0% | $12,312-100.0% |