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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,384 | $96,956-72.8% | $69,779-62.2% | $273,972-90.4% |
| Participation rate | 66.7% | 77.1%-10.4pp | 71.8%-5.2pp | 83.0%-16.3pp |
| Annual return | 10.38% | 12.93%-2.6pp | 12.99%-2.6pp | 41.46%-31.1pp |
| Employer contribution / active EE | $2,643 | $3,316-20.3% | $2,338+13.0% | $4,869-45.7% |
| Participant deferral / active EE | $5,632 | $3,744+50.4% | $2,931+92.2% | $5,287+6.5% |
| Admin fee / account holder | $0 | $7,934-100.0% | $4,381-100.0% | $10,133-100.0% |