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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,054 | $100,901-53.4% | $75,501-37.7% | $147,586-68.1% |
| Participation rate | 66.7% | 77.1%-10.5pp | 72.4%-5.7pp | 82.8%-16.2pp |
| Annual return | 22.29% | 35.78%-13.5pp | 27.35%-5.1pp | 578.59%-556.3pp |
| Employer contribution / active EE | $3,077 | $3,253-5.4% | $2,352+30.8% | $4,876-36.9% |
| Participant deferral / active EE | $6,782 | $4,027+68.4% | $3,142+115.8% | $5,439+24.7% |
| Admin fee / account holder | $0 | $11,285-100.0% | $5,801-100.0% | $10,886-100.0% |