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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,423 | $160,070+21.5% | $147,117+32.2% | $145,897+33.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.26% | 98.69%-81.4pp | 420.54%-403.3pp | 552.29%-535.0pp |
| Employer contribution / active EE | $10,410 | $5,285+97.0% | $4,932+111.0% | $4,663+123.3% |
| Participant deferral / active EE | $20,901 | $8,419+148.3% | $8,065+159.2% | $6,689+212.5% |
| Admin fee / account holder | $37,287 | $15,035+148.0% | $12,993+187.0% | $13,390+178.5% |