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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,349 | $162,136+50.7% | $152,301+60.4% | $154,746+57.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.77% | 91.02%-73.3pp | 80.50%-62.7pp | 172.34%-154.6pp |
| Employer contribution / active EE | $12,546 | $4,890+156.5% | $4,624+171.3% | $4,379+186.5% |
| Participant deferral / active EE | $28,319 | $8,341+239.5% | $8,004+253.8% | $6,730+320.8% |
| Admin fee / account holder | $11,880 | $15,759-24.6% | $14,398-17.5% | $14,365-17.3% |