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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,954 | $138,075-60.2% | $123,552-55.5% | $135,379-59.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 2.62% | 153.70%-151.1pp | 119.20%-116.6pp | 519.79%-517.2pp |
| Employer contribution / active EE | $8,938 | $5,152+73.5% | $4,628+93.1% | $4,779+87.0% |
| Participant deferral / active EE | $16,008 | $6,800+135.4% | $6,426+149.1% | $5,609+185.4% |
| Admin fee / account holder | $561 | $10,917-94.9% | $9,285-94.0% | $10,828-94.8% |