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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $109,016 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 | Other Commissions | $48,794 |
DEFINITI LLC3 years Service code 13 · EIN 85-0833363 2201 TIMBERLOCH PL, STE 150 · THE WOODLANDS, TX 77380 | Contract Administrator | $17,812 |
Service code 99 6300 BRIDGE POINT PKWY · AUSTIN, TX 78730 | Other Fees | $5,171 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,393 | $79,955-32.0% | $98,461-44.8% | $75,173-27.6% |
| Participation rate | 87.8% | 70.4%+17.5pp | 75.2%+12.7pp | 67.2%+20.6pp |
| Annual return | 20.96% | 19.75%+1.2pp | 21.17%-0.2pp | 160.72%-139.8pp |
| Employer contribution / active EE | $15,977 | $2,264+605.6% | $3,049+424.1% | $2,671+498.2% |
| Participant deferral / active EE | $22,217 | $3,752+492.1% | $4,738+368.9% | $4,126+438.4% |
| Admin fee / account holder | $719 | $6,841-89.5% | $8,961-92.0% | $5,651-87.3% |