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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,397 | $70,917-37.4% | $98,920-55.1% | $73,497-39.6% |
| Participation rate | 91.0% | 73.8%+17.2pp | 76.0%+15.0pp | 70.7%+20.3pp |
| Annual return | 55.75% | 34.18%+21.6pp | 196.47%-140.7pp | 28.51%+27.2pp |
| Employer contribution / active EE | $6,964 | $2,037+241.9% | $2,689+159.0% | $2,270+206.8% |
| Participant deferral / active EE | $10,573 | $3,501+202.0% | $4,245+149.1% | $3,740+182.7% |
| Admin fee / account holder | $1,376 | $535+157.2% | $6,643-79.3% | $513+168.1% |