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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,431 | $148,623+47.0% | $135,974+60.6% | $139,466+56.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.92% | 79.30%-65.4pp | 68.30%-54.4pp | 373.66%-359.7pp |
| Employer contribution / active EE | $5,007 | $5,246-4.6% | $4,859+3.0% | $4,754+5.3% |
| Participant deferral / active EE | $15,713 | $8,103+93.9% | $7,760+102.5% | $6,712+134.1% |
| Admin fee / account holder | $991 | $12,406-92.0% | $10,767-90.8% | $11,409-91.3% |