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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,549 | $138,102+25.7% | $125,381+38.4% | $134,532+29.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.16% | 750.73%-764.9pp | 572.31%-586.5pp | 418.27%-432.4pp |
| Employer contribution / active EE | $25,271 | $5,245+381.8% | $4,815+424.8% | $4,741+433.0% |
| Participant deferral / active EE | $14,792 | $7,801+89.6% | $7,448+98.6% | $6,401+131.1% |
| Admin fee / account holder | $699 | $11,568-94.0% | $10,007-93.0% | $11,429-93.9% |