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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,038 | $165,399-28.0% | $149,745-20.5% | $158,982-25.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.14% | 348.34%-332.2pp | 276.72%-260.6pp | 302.99%-286.9pp |
| Employer contribution / active EE | $2,667 | $5,105-47.8% | $4,646-42.6% | $4,763-44.0% |
| Participant deferral / active EE | $12,967 | $7,183+80.5% | $6,843+89.5% | $5,983+116.7% |
| Admin fee / account holder | $517 | $10,811-95.2% | $9,312-94.4% | $11,252-95.4% |