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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,959 | $89,532-79.9% | $103,447-82.6% | $80,925-77.8% |
| Participation rate | 73.2% | 76.0%-2.9pp | 80.5%-7.4pp | 67.7%+5.5pp |
| Annual return | 16.02% | 22.80%-6.8pp | 23.92%-7.9pp | 35.65%-19.6pp |
| Employer contribution / active EE | $2,387 | $4,023-40.7% | $4,678-49.0% | $2,756-13.4% |
| Participant deferral / active EE | $6,268 | $5,459+14.8% | $6,624-5.4% | $4,299+45.8% |
| Admin fee / account holder | $3,006 | $6,774-55.6% | $9,415-68.1% | $6,940-56.7% |