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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,959 | $94,766-78.9% | $112,923-82.3% | $139,487-85.7% |
| Participation rate | 68.2% | 81.3%-13.1pp | 80.5%-12.4pp | 80.3%-12.2pp |
| Annual return | 16.75% | 40.96%-24.2pp | 34.13%-17.4pp | 373.84%-357.1pp |
| Employer contribution / active EE | $2,044 | $4,636-55.9% | $4,570-55.3% | $4,755-57.0% |
| Participant deferral / active EE | $5,383 | $6,523-17.5% | $6,520-17.4% | $6,713-19.8% |
| Admin fee / account holder | $2,982 | $8,529-65.0% | $7,046-57.7% | $11,407-73.9% |