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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,902 | $102,828-78.7% | $105,387-79.2% | $152,909-85.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.97% | 20.85%+3.1pp | 26.82%-2.9pp | 345.46%-321.5pp |
| Employer contribution / active EE | $0 | $4,473-100.0% | $4,213-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $19,000 | $5,465+247.7% | $5,502+245.3% | $5,851+224.7% |
| Admin fee / account holder | $3,457 | $8,683-60.2% | $6,559-47.3% | $11,601-70.2% |