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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,426 | $90,448-70.8% | $93,786-71.8% | $134,545-80.4% |
| Participation rate | 70.0% | 82.0%-12.0pp | 81.0%-11.0pp | 81.2%-11.2pp |
| Annual return | 22.52% | -15.71%+38.2pp | -11.32%+33.8pp | 418.37%-395.9pp |
| Employer contribution / active EE | $1,737 | $4,349-60.0% | $4,328-59.9% | $4,742-63.4% |
| Participant deferral / active EE | $5,405 | $5,983-9.7% | $6,100-11.4% | $6,401-15.6% |
| Admin fee / account holder | $2,236 | $9,232-75.8% | $7,184-68.9% | $11,431-80.4% |