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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,291 | $176,105-35.1% | $159,474-28.3% | $167,536-31.8% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 18.17% | 331.91%-313.7pp | 263.68%-245.5pp | 478.82%-460.6pp |
| Employer contribution / active EE | $1,382 | $5,299-73.9% | $4,831-71.4% | $4,839-71.4% |
| Participant deferral / active EE | $14,778 | $7,751+90.7% | $7,353+101.0% | $6,342+133.0% |
| Admin fee / account holder | $2,572 | $12,559-79.5% | $10,802-76.2% | $12,315-79.1% |