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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,207 | $157,304-45.8% | $141,197-39.7% | $152,909-44.3% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.5%-0.6pp |
| Annual return | 27.39% | 64.34%-37.0pp | 71.41%-44.0pp | 345.46%-318.1pp |
| Employer contribution / active EE | $1,127 | $5,263-78.6% | $4,736-76.2% | $4,764-76.4% |
| Participant deferral / active EE | $16,608 | $7,111+133.6% | $6,710+147.5% | $5,851+183.8% |
| Admin fee / account holder | $10,310 | $12,126-15.0% | $10,265+0.4% | $11,601-11.1% |