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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,274 | $165,399-44.2% | $149,745-38.4% | $158,982-42.0% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 16.38% | 348.34%-332.0pp | 276.72%-260.3pp | 302.99%-286.6pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $15,045 | $7,183+109.5% | $6,843+119.9% | $5,983+151.4% |
| Admin fee / account holder | $13,872 | $10,811+28.3% | $9,312+49.0% | $11,252+23.3% |