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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,372 | $77,145-61.9% | $108,410-72.9% | $85,856-65.8% |
| Participation rate | 81.5% | 74.7%+6.8pp | 80.1%+1.3pp | 69.3%+12.2pp |
| Annual return | 13.93% | 44.54%-30.6pp | 905.34%-891.4pp | 318.58%-304.7pp |
| Employer contribution / active EE | $5,802 | $2,379+143.8% | $3,558+63.0% | $2,565+126.2% |
| Participant deferral / active EE | $13,656 | $5,566+145.3% | $6,562+108.1% | $3,952+245.6% |
| Admin fee / account holder | $4,427 | $5,172-14.4% | $7,296-39.3% | $6,261-29.3% |