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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,426 | $70,486-71.0% | $100,535-79.7% | $79,856-74.4% |
| Participation rate | 73.7% | 73.6%0pp | 79.4%-5.7pp | 69.6%+4.0pp |
| Annual return | 19.18% | 21.90%-2.7pp | 30.90%-11.7pp | 31.71%-12.5pp |
| Employer contribution / active EE | $3,137 | $2,165+44.9% | $3,419-8.2% | $2,471+26.9% |
| Participant deferral / active EE | $7,602 | $5,182+46.7% | $6,271+21.2% | $3,741+103.2% |
| Admin fee / account holder | $7,738 | $4,480+72.7% | $8,085-4.3% | $5,306+45.8% |