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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,813 | $68,398-40.3% | $94,664-56.9% | $75,173-45.7% |
| Participation rate | 71.4% | 76.1%-4.7pp | 80.8%-9.4pp | 67.2%+4.2pp |
| Annual return | 20.24% | 616.72%-596.5pp | 156.84%-136.6pp | 160.72%-140.5pp |
| Employer contribution / active EE | $6,540 | $2,701+142.1% | $3,673+78.0% | $2,671+144.8% |
| Participant deferral / active EE | $13,521 | $6,537+106.8% | $7,417+82.3% | $4,126+227.7% |
| Admin fee / account holder | $4,200 | $5,324-21.1% | $7,222-41.8% | $5,651-25.7% |