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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $897,118 | $143,969+523.1% | $199,883+348.8% | $82,637+985.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 12.93% | 25.67%-12.7pp | 43.81%-30.9pp | 53.51%-40.6pp |
| Employer contribution / active EE | $33,221 | $4,632+617.1% | $6,261+430.6% | $2,552+1201.7% |
| Participant deferral / active EE | $22,203 | $6,937+220.1% | $9,138+143.0% | $4,126+438.1% |
| Admin fee / account holder | $29,560 | $14,597+102.5% | $17,268+71.2% | $7,339+302.8% |