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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,503 | $94,529+368.1% | $140,019+216.0% | $64,173+589.5% |
| Participation rate | 97.4% | 84.1%+13.4pp | 87.5%+9.9pp | 69.6%+27.9pp |
| Annual return | -3.70% | 7.77%-11.5pp | 651.17%-654.9pp | 7.63%-11.3pp |
| Employer contribution / active EE | $20,898 | $3,812+448.2% | $5,605+272.8% | $2,381+777.8% |
| Participant deferral / active EE | $14,343 | $5,250+173.2% | $6,927+107.1% | $3,470+313.4% |
| Admin fee / account holder | $14,708 | $6,741+118.2% | $10,705+37.4% | $4,887+200.9% |