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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,036 | $100,060+353.8% | $149,721+203.3% | $70,126+547.5% |
| Participation rate | 95.0% | 83.6%+11.4pp | 87.1%+7.9pp | 69.5%+25.5pp |
| Annual return | 15.25% | 27.46%-12.2pp | 1501.67%-1486.4pp | 73.15%-57.9pp |
| Employer contribution / active EE | $19,479 | $3,661+432.0% | $5,444+257.8% | $2,343+731.5% |
| Participant deferral / active EE | $14,724 | $4,982+195.5% | $6,568+124.2% | $3,332+341.9% |
| Admin fee / account holder | $5,844 | $8,285-29.5% | $11,282-48.2% | $4,645+25.8% |