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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,412 | $143,969-51.1% | $199,883-64.8% | $82,637-14.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 12.53% | 25.67%-13.1pp | 43.81%-31.3pp | 53.51%-41.0pp |
| Employer contribution / active EE | $5,354 | $4,632+15.6% | $6,261-14.5% | $2,552+109.8% |
| Participant deferral / active EE | $4,121 | $6,937-40.6% | $9,138-54.9% | $4,126-0.1% |
| Admin fee / account holder | $45,748 | $14,597+213.4% | $17,268+164.9% | $7,339+523.4% |