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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,860 | $110,083-3.8% | $151,645-30.2% | $68,490+54.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -19.19% | -10.12%-9.1pp | 3.34%-22.5pp | -7.85%-11.3pp |
| Employer contribution / active EE | $9,324 | $4,470+108.6% | $6,165+51.2% | $2,597+259.1% |
| Participant deferral / active EE | $5,391 | $6,526-17.4% | $8,363-35.5% | $4,028+33.8% |
| Admin fee / account holder | $7,143 | $7,718-7.4% | $11,614-38.5% | $5,403+32.2% |