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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,063 | $125,797-13.3% | $170,043-35.9% | $75,173+45.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 17.84% | 27.20%-9.4pp | 53.40%-35.6pp | 160.72%-142.9pp |
| Employer contribution / active EE | $11,383 | $4,616+146.6% | $6,790+67.6% | $2,671+326.2% |
| Participant deferral / active EE | $3,972 | $6,838-41.9% | $10,410-61.8% | $4,126-3.7% |
| Admin fee / account holder | $6,234 | $8,177-23.8% | $12,824-51.4% | $5,651+10.3% |